Delta Personal Cards: Limited-time offers up to 100K SkyMiles

Along with the healthy, new Delta Business card offers that we posted earlier today, Amex has also increased the welcome offers on the suite of Delta personal cards. As per usual, the consumer cards each give you 10K SkyMiles less than the respective business cards, but also with half the minimum spend.

Like the business card versions, these have an expiry date of 7/16/25 and are probably better-suited for those who are not chasing Delta status and are more interested in redeemable miles.

The Offers & Key Card Details

Click on the card names below for more information about each card and to find a link to apply.

Consumer

Card Offer and Details

Delta SkyMiles® Gold American Express Card ⓘ $912 1st Yr Value Estimate$100 Delta Stays credit valued at $50 Click to learn about first year value estimates 80K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 80,000 bonus miles after you spend $3,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. (Rates & Fees) (Offer Expires 7/16/2025)$0 introductory annual fee for the first year, then $150 Learn more Alternate Offer: Dummy booking offer of 50K + $500 credit. See this for more details. FM Mini Review: Priority boarding, and free checked bag make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card. Earning rate: 2X Delta ✦ 2x restaurants worldwide ✦ 2x US supermarkets Base: 1X (1.15%) Dine: 2X (2.3%) Grocery: 2X (2.3%) Brand: 2X (2.3%) Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: $200 Delta flight credit after $10K in purchases in a calendar year Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Get up to $100 back per year as a statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com/stays ✦ Priority boarding and first checked bag free on Delta flights. Terms and limitations apply. (Rates & Fees)

Card Offer and Details

Delta SkyMiles® Platinum American Express Card ⓘ $682 1st Yr Value Estimate$150 Delta Stays credit valued at $75 Click to learn about first year value estimates 90K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 90,000 bonus miles after you spend $4,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. (Rates & Fees) (Offer Expires 7/16/2025)$350 Annual Fee Learn more Alternate Offer: Dummy booking offer of 70K + $400 credit. See this for more details. FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 2X restaurants ✦ 2X US Supermarkets Base: 1X (1.15%) Travel: 3X (3.45%) Dine: 2X (2.3%) Grocery: 2X (2.3%) Brand: 3X (3.45%) Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ US, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $150 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits for US purchases with select rideshare service providers [enrollment required] ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers ✦ Cell phone protection ✦ Terms and Limitations Apply. (Rates & Fees)

Card Offer and Details

Delta SkyMiles® Reserve American Express Card ⓘ $483 1st Yr Value Estimate$200 Delta Stays credit valued at $100 Click to learn about first year value estimates 100K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 100,000 bonus miles after you spend $6,000 in eligible purchases on your new card in your first 6 months of card membership. Terms apply. (Rates & Fees) (Offer Expires 7/16/2025)$650 Annual Fee Learn more FM Mini Review: Excellent choice for frequent Delta flyers who can make use of Delta Sky Club® access and companion certificate. Also a good choice for big spenders seeking Delta elite status. Earning rate: 3X Delta Base: 1X (1.15%) Brand: 3X (3.45%) Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $10 spent Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ US, Caribbean, Mexico or Central America roundtrip main cabin companion certificate (subject to taxes & fees) after card renewal ✦ Delta Sky Club® access when flying an eligible Delta flight: 15 visits per year to be used from February 1 until January 31 of the next calendar year (after 15 visits have been used, additional visits can be purchased for $50 each) or to earn an unlimited number of visits, spend $75K or more on eligible purchases each calendar year. ✦ 4 Delta SkyClub one-time guest passes ✦ Centurion Lounge access when flying Delta ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $20 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Up to $10 per month in statement credits for US purchases with select rideshare service providers [enrollment required] ✦ Complimentary upgrades ✦ One statement credit every 4 years for the $120 Global Entry application fee or one statement credit every 4.5 years for the $85 TSA Precheck application fee ✦ Priority boarding ✦ First checked bag free on Delta flights. ✦ Hertz President's Circle Status [Enrollment required] ✦ Terms and limitations apply. (Rates & Fees) See also: Delta Reserve complete guide

Quick Thoughts

Delta SkyMiles aren’t the most valuable rewards currency on the market, but they are typically worth at least 1 cent each toward Delta flights, which means that these offers can be valued at ~$900-$1100+ in air travel. While any one of these offers probably won’t get you an international business class flight, that’s no small potatoes for those who do fly Delta often. And the cards’ 15% discount on awards will make the miles go even farther.

Regardless of the miles earned, if you’re interested in elite status, the Platinum and Reserve cards can be a great choice thanks to their $2,500 MQD Headstarts. See our post “Shortcuts to Delta Elite status” for complete details.

Note a significant limitation to SkyClub access for the Delta Reserve card: cardholders are limited to 15 Sky Club “visit-days” per year, unless they spend $75K on the card within a calendar year.

I don’t think that I’d rather take one of these over a big transferable currency offer (like 90K on the Chase Ink Business Preferred, 200K on the Amex Business Gold card or 250K on the Amex Business Platinum card), but these offers certainly aren’t bad compared to the required spend.

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