IHG Premier Card: Welcome offer of 5 x 60k free night certs returns

Chase and IHG have again increased the welcome offer on the IHG Premier card to an incredible five 60K free night certificates, although with a slightly increased minimum spend requirement of $5K in ninety days (last time, it was $4K). This a huge offer for the Premier and, even accounting for the limitations of free night certificates, is among the best that we’ve ever seen on this card.

Unfortunately, unlike the 40K anniversary certificates that can be topped off with extra points for more expensive awards, the 60K certs that come with this welcome offer are only good for properties that cost up to 60K points. They cannot be topped off. That makes it much harder to maximize them, as you’ll most likely end up using them for something less than 60,000 points. To me, that knocks the appeal of this welcome offer down a notch.

There’s also an increased offer on the no-annual fee Chase IHG Traveler card of 120K points after doing $2k in spend.

Complete Guide to the Chase IHG Premier card

Key Card Details

Card Offer and Details

IHG One Rewards Premier Credit Card ⓘ $1139 1st Yr Value Estimate5 60K IHG Free Nights valued at $1300 Click to learn about first year value estimates 5 x 60K Free Night Certificates ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Five 60K free night certificates after $5K spend in 3 months after account opening.$99 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Five 60K free night certificates after $4K spend in 3 months (Expired 6/2/24) Earning rate: 10X IHG ✦ 5X travel, dining, and gas stations ✦ 3X on all other purchases Base: 3X (1.86%) Travel: 5X (3.1%) Dine: 5X (3.1%) Gas: 5X (3.1%) Brand: 10X (6.2%) Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a calendar year + make one additional purchase ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account) ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit

Quick Thoughts

This is only the second that time that we’ve seen an IHG 60K free night certificate. The usual ones that it offers for cardholder anniversaries and various promotions is 40K, but it’s hard to over-emphasize how many more properties can be had with a 60K limit. We’re estimating the value of this welcome offer to be ~$1200, currently the most valuable for a Chase consumer card on our Best Offers Page.

The Premier card comes with a 40K annual free night certificate that’s awarded every card anniversary. To me, the cert is easily worth the $99 annual fee, making this card a keeper even after the the first year anniversary. I’ll be interested to see whether these new 60K certificates will eventually be replacing that 40K version. If so, it would make holding onto the card even more of a no-brainer.

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